<Elementary> Lesson No.31
Crude Oil Price Hedging Strategy Review Discussion / 原油価格ヘッジ戦略の見直し協議
0.Greetings & Ice-break (2min.)|挨拶と導入
0-1 Greetings
Let’s practice a short small talk that you can use to greet a business partner and start building a good relationship.
講師との挨拶を兼ねて、ビジネスパートナーと信頼関係を築くための短いスモールトークを練習してみましょう。
[Tips / 会話のヒント]
・Can you hear me clearly?
私の声はクリアに聞こえますか?
・How's your day going so far?
今日はどんな一日でしたか?
・Talk about one small topic (Work, Weather, News, Hometown, Sports event, etc.)
軽い話題について話しましょう(仕事、天気、ニュース、地元、スポーツイベントなど)
0-2 Introduction
In today’s lesson, we’ll learn about the following situation. Have you ever experienced something similar?
本日のレッスンでは以下のようなシチュエーションについて学びます。同様のシチュエーションを経験したことがありますか?
- If you have experience, please tell us what it was like, what was difficult, or what you learned.
経験があれば、どんな内容だったか、難しかったことや学んだことなどを教えて下さい。
- If you don’t have experience, try to imagine yourself handling that situation in English.
What do you think would be challenging?
経験がなければ、英語でその状況に対応しているところを想像してみましょう。どんなことが難しそうですか?
Situation / シチュエーション
Conducting detailed examination of product design and conditions for price volatility risk management optimization due to hedge strategy reviews.
ヘッジ戦略見直しで、価格変動リスク管理最適化のため商品設計と条件を詳細に検討する場面です。
1. Read (2 min)|型を学ぶ
Let's read the following key sentences aloud!
下記の文章や単語を順番に音読しましょう!
1-1 Basic phrases
1.Our main concern is that...(主な懸念は...である)
2.We need 3 key features...(3つの重要な機能が必要である)
3.Let me explain our situation...(状況を説明させてください)
4.We already spent...(すでに...を費やした)
5.Could you reduce the cost or...(コストを削減するか...していただけますか)
6.This approach helps us manage...(このアプローチは...を管理するのに役立つ)
7.I appreciate your understanding of...(...をご理解いただき感謝します)
1-2 Essential words
1.concern(懸念)
2.increase(増加する)
3.cover(カバーする)
4.require(必要とする)
5.consider(検討する)
6.reduce(削減する)
7.manage(管理する)
8.review(レビューする)
9.appreciate(感謝する)
10.effectively(効果的に)
2. Try (3 min)|ロールプレイ練習
Let’s practice the role-play.
ロールプレイの練習をしましょう!
Situation / シチュエーション(Reference again)
Conducting detailed examination of product design and conditions for price volatility risk management optimization due to hedge strategy reviews.
ヘッジ戦略見直しで、価格変動リスク管理最適化のため商品設計と条件を詳細に検討する場面です。
👨💼【Teacher / Financial Institution Representative】:
Thank you for meeting with us today. We understand your current hedging strategy is facing challenges due to recent market changes. Could you share your main concerns about price volatility risk?
(本日はお時間をいただきありがとうございます。最近の市場変化により、現在のヘッジ戦略が課題に直面していると理解しています。価格変動リスクについて、主な懸念事項を共有していただけますか?)
🧑🎓【Student / Resource Trader】:
Our main concern is that the existing hedging tools no longer work effectively. Market volatility increased by 40 percent in the past 6 months, and our current strategy cannot cover unexpected price movements.
(主な懸念は、既存のヘッジ手段が効果的に機能しなくなったことです。過去6か月で市場のボラティリティが40パーセント増加し、現在の戦略では予期しない価格変動をカバーできません。)
👨💼【Teacher / Financial Institution Representative】:
I see. We have designed a new hedging product that addresses this issue. It includes flexible options and adjustable coverage levels. What specific features do you need in the new strategy?
(承知しました。この問題に対応する新しいヘッジ商品を設計しました。柔軟なオプションと調整可能なカバレッジレベルが含まれています。新しい戦略にはどのような具体的な機能が必要ですか?)
🧑🎓【Student / Resource Trader】:
We need 3 key features. First, the product must cover price movements beyond 15 percent. Second, we require monthly adjustment options to respond to market changes. Third, the cost must stay within our annual budget of 500000 USD.
(3つの重要な機能が必要です。第一に、商品は15パーセントを超える価格変動をカバーする必要があります。第二に、市場変化に対応するため月次調整オプションが必要です。第三に、コストは年間予算の500000米ドル以内に収める必要があります。)
👨💼【Teacher / Financial Institution Representative】:
Those requirements make sense. Our proposed product offers coverage up to 20 percent price movement and includes monthly review options. However, the annual cost is estimated at 580000 USD. Can you consider increasing your budget?
(それらの要件は理にかなっています。提案する商品は20パーセントまでの価格変動をカバーし、月次レビューオプションを含みます。ただし、年間コストは580000米ドルと見積もられています。予算を増やすことを検討できますか?)
🧑🎓【Student / Resource Trader】:
The budget increase is difficult to approve. Let me explain our situation. We already spent 450000 USD on the current strategy this year, and management set a strict limit. Could you reduce the cost or offer a phased approach?
(予算増加の承認は困難です。状況を説明させてください。今年すでに現在の戦略に450000米ドルを費やしており、経営陣は厳格な上限を設定しています。コストを削減するか、段階的なアプローチを提供していただけますか?)
👨💼【Teacher / Financial Institution Representative】:
I understand your budget constraints. We can offer 2 options. Option A reduces coverage to 18 percent and brings the cost down to 520000 USD. Option B starts with basic coverage now and adds features next quarter. Which option works better for you?
(予算の制約は理解しました。2つのオプションを提供できます。オプションAはカバレッジを18パーセントに削減し、コストを520000米ドルに引き下げます。オプションBは今すぐ基本的なカバレッジから始め、次の四半期に機能を追加します。どちらのオプションがより適していますか?)
🧑🎓【Student / Resource Trader】:
Option B seems more realistic for our situation. We can start with basic coverage and review the results before adding features. This approach helps us manage both risk and budget effectively. When can we finalize the contract details?
(オプションBは私たちの状況により現実的に思えます。基本的なカバレッジから始め、機能を追加する前に結果をレビューできます。このアプローチは、リスクと予算の両方を効果的に管理するのに役立ちます。契約の詳細をいつ確定できますか?)
👨💼【Teacher / Financial Institution Representative】:
Excellent choice. We can prepare the contract documents by the end of this week. Our team will include the monthly adjustment options and the phased implementation schedule. Please review the draft and share your feedback by early next week.
(素晴らしい選択です。今週末までに契約書類を準備できます。私たちのチームは月次調整オプションと段階的な実施スケジュールを含めます。ドラフトをレビューし、来週初めまでにフィードバックを共有してください。)
🧑🎓【Student / Resource Trader】:
Thank you for the flexible solution. We will review the contract carefully and confirm our approval by the deadline. I appreciate your understanding of our budget situation and look forward to working together on this new strategy.
(柔軟な解決策をありがとうございます。契約を注意深くレビューし、期限までに承認を確認します。予算状況をご理解いただき感謝します。この新しい戦略で協力できることを楽しみにしています。)
👨💼【Teacher / Financial Institution Representative】:
We appreciate your trust in our product. This phased approach will help you manage risk effectively while staying within budget. Our team will support you throughout the implementation. Let me know if you have any questions before we finalize everything.
(私たちの商品を信頼していただき感謝します。この段階的なアプローチは、予算内に収めながら効果的にリスクを管理するのに役立ちます。実施全体を通じて私たちのチームがサポートします。すべてを確定する前に質問があればお知らせください。)
3. Use (4 min)|ロールプレイ & 実践(空欄補完)
Let's perform the role-play and fill in the blanks by translating the Japanese into English!
空欄の日本語を英語に訳しながら、ロールプレイを実践してみましょう!
Situation / シチュエーション(Reference again)
Conducting detailed examination of product design and conditions for price volatility risk management optimization due to hedge strategy reviews.
ヘッジ戦略見直しで、価格変動リスク管理最適化のため商品設計と条件を詳細に検討する場面です。
👨💼【Teacher / Financial Institution Representative】:
Thank you for meeting with us today. We understand your current hedging strategy is facing challenges due to recent market changes. Could you share your main concerns about price volatility risk?
🧑🎓【Student / Resource Trader】:
Our main [懸念] is that the existing hedging tools no longer work [効果的に]. Market volatility [増加する]d by 40 percent in the past 6 months, and our current strategy cannot [カバーする] unexpected price movements.
👨💼【Teacher / Financial Institution Representative】:
I see. We have designed a new hedging product that addresses this issue. It includes flexible options and adjustable coverage levels. What specific features do you need in the new strategy?
🧑🎓【Student / Resource Trader】:
We need 3 key features. First, the product must [カバーする] price movements beyond 15 percent. Second, we [必要とする] monthly adjustment options to respond to market changes. Third, the cost must stay within our annual budget of 500000 USD.
👨💼【Teacher / Financial Institution Representative】:
Those requirements make sense. Our proposed product offers coverage up to 20 percent price movement and includes monthly review options. However, the annual cost is estimated at 580000 USD. Can you consider increasing your budget?
🧑🎓【Student / Resource Trader】:
The budget [増加する] is difficult to approve. Let me explain our situation. We already spent 450000 USD on the current strategy this year, and management set a strict limit. Could you [削減する] the cost or offer a phased approach?
👨💼【Teacher / Financial Institution Representative】:
I understand your budget constraints. We can offer 2 options. Option A reduces coverage to 18 percent and brings the cost down to 520000 USD. Option B starts with basic coverage now and adds features next quarter. Which option works better for you?
🧑🎓【Student / Resource Trader】:
Option B seems more realistic for our situation. We can start with basic coverage and [レビューする] the results before adding features. This approach helps us [管理する] both risk and budget [効果的に]. When can we finalize the contract details?
👨💼【Teacher / Financial Institution Representative】:
Excellent choice. We can prepare the contract documents by the end of this week. Our team will include the monthly adjustment options and the phased implementation schedule. Please review the draft and share your feedback by early next week.
🧑🎓【Student / Resource Trader】:
Thank you for the flexible solution. We will [レビューする] the contract carefully and confirm our approval by the deadline. I [感謝する] your understanding of our budget situation and look forward to working together on this new strategy.
👨💼【Teacher / Financial Institution Representative】:
We appreciate your trust in our product. This phased approach will help you manage risk effectively while staying within budget. Our team will support you throughout the implementation. Let me know if you have any questions before we finalize everything.
4. Challenge (7 min)|応用実践
Let's perform the role-play and fill in the blanks by translating the Japanese into English!
空欄の日本語を英語に訳しながら、ロールプレイを実践してみましょう!
*Let's practice this part repeatedly until we can speak it smoothly.
このパートはスムーズにスピーキングできるようになるまで繰り返し練習しましょう。
Situation / シチュエーション(Reference again)
Conducting detailed examination of product design and conditions for price volatility risk management optimization due to hedge strategy reviews.
ヘッジ戦略見直しで、価格変動リスク管理最適化のため商品設計と条件を詳細に検討する場面です。
👨💼【Teacher / Financial Institution Representative】:
Thank you for meeting with us today. We understand your current hedging strategy is facing challenges due to recent market changes. Could you share your main concerns about price volatility risk?
🧑🎓【Student / Resource Trader】:
[主な懸念は、既存のヘッジ手段が効果的に機能しなくなったことです。] Market volatility increased by 40 percent in the past 6 months, and our current strategy cannot cover unexpected price movements.
👨💼【Teacher / Financial Institution Representative】:
I see. We have designed a new hedging product that addresses this issue. It includes flexible options and adjustable coverage levels. What specific features do you need in the new strategy?
🧑🎓【Student / Resource Trader】:
[3つの重要な機能が必要です。] First, the product must cover price movements beyond 15 percent. Second, we require monthly adjustment options to respond to market changes. Third, the cost must stay within our annual budget of 500000 USD.
👨💼【Teacher / Financial Institution Representative】:
Those requirements make sense. Our proposed product offers coverage up to 20 percent price movement and includes monthly review options. However, the annual cost is estimated at 580000 USD. Can you consider increasing your budget?
🧑🎓【Student / Resource Trader】:
The budget increase is difficult to approve. [状況を説明させてください。] [今年すでに現在の戦略に450000米ドルを費やしており、経営陣は厳格な上限を設定しています。] Could you reduce the cost or offer a phased approach?
👨💼【Teacher / Financial Institution Representative】:
I understand your budget constraints. We can offer 2 options. Option A reduces coverage to 18 percent and brings the cost down to 520000 USD. Option B starts with basic coverage now and adds features next quarter. Which option works better for you?
🧑🎓【Student / Resource Trader】:
Option B seems more realistic for our situation. We can start with basic coverage and review the results before adding features. This approach helps us manage both risk and budget effectively. When can we finalize the contract details?
👨💼【Teacher / Financial Institution Representative】:
Excellent choice. We can prepare the contract documents by the end of this week. Our team will include the monthly adjustment options and the phased implementation schedule. Please review the draft and share your feedback by early next week.
🧑🎓【Student / Resource Trader】:
Thank you for the flexible solution. We will review the contract carefully and confirm our approval by the deadline. I appreciate your understanding of our budget situation and look forward to working together on this new strategy.
👨💼【Teacher / Financial Institution Representative】:
We appreciate your trust in our product. This phased approach will help you manage risk effectively while staying within budget. Our team will support you throughout the implementation. Let me know if you have any questions before we finalize everything.
\ If you have some extra capacity, give it a try(余力があればやってみましょう)/
5. Real-world application (5 min)|実務応用
Let's speak freely with the phrases and flow we learned today. If you can, imagine your real job—it makes practice more effective.
本日学習した単語やフレーズ、会話の流れを思い出しながら、自由に話してみましょう。可能であれば、自身の実務を想像しながら話すと効果的です。
Situation / シチュエーション
Your current hedging strategy is not working effectively due to market changes, and you need to discuss a new hedging product with a financial institution.
The financial institution proposes a solution, but the cost exceeds your budget limit.
市場変化により現在のヘッジ戦略が効果的に機能しておらず、金融機関と新しいヘッジ商品について協議する必要があります。
金融機関が解決策を提案しますが、コストが予算上限を超えています。
👨💼【Teacher / Financial Institution Representative】:
We understand your hedging strategy needs improvement. Could you explain your main concerns and budget constraints so we can find the best solution together?
(ヘッジ戦略の改善が必要であることは理解しています。最適な解決策を一緒に見つけられるよう、主な懸念事項と予算の制約を説明していただけますか?)
🧑🎓【Student / Your Role】:
(Free Speaking based on today's lesson)
Hints / ヒント
1.Explain the main concerns about current strategy(現在の戦略に関する主な懸念を説明する)
2.Describe the required features for new product(新商品に必要な機能を述べる)
3.Clarify the budget situation and constraints(予算状況と制約を明確にする)
4.Propose a realistic implementation approach(現実的な実施アプローチを提案する)
※This is not a role-play. Please speak until you finish your thoughts.
このパートはロールプレイ形式ではありません。最後まで通して話してみましょう。
6. Wrap-up (2 min) |レッスンの振り返り
Let's review today's lesson with your teacher!
今日のレッスンについて講師と振り返ってみましょう!
6-1 Comments from student
・Good points / 良かったところ・上手くできたところ
・Things to work on / 今後強化したいところ
6-2 Feedback from teacher
・Good points / 良かった点
・Things to work on / 今後の強化ポイント
・What to review / 復習ポイント
*6-3 Questions from student (if any)
Japanese translation(日本語訳)
1. Read (2min)(型を学ぶ)|基本フレーズ
2. Try (4min)(ロールプレイ練習)|型を使った練習
Let’s practice the role-play.
ロールプレイの練習をしましょう!
3. Use (7min)|応用
Let’s perform the role-play and filling in the missing English!
英語を補完しながら、ロールプレイを実践してみましょう!
4. Challenge (7min)|実践
Let’s perform the role-play and filling in the missing English!
英語を補完しながら、ロールプレイを実践してみましょう!
5. Wrap-up (3min) – レッスンの振り返り
"Let’s review today’s lesson with your teacher!”
「今日のレッスンについて講師と振り返ってみましょう!」
5-1. Comments from Student
- Good points / 良かったところ・上手くできたところ
- Things to work on / 今後強化したいところ
5-2. Feedback from Teacher
- Good points / 良かった点
- Things to work on / 今後の強化ポイント
- What to review / 復習ポイント
5-3. Question from Students (If any)
