＜Beginner＞ Lesson No.36
Explaining Pension and Retirement Benefit Systems to Foreign Employees / 外国人社員の年金・退職金制度説明
０．Greetings & Ice-break (2min.)｜挨拶と導入
0-1 Greetings
Let’s practice a short small talk that you can use to greet a business partner and start building a good relationship.
講師との挨拶を兼ねて、ビジネスパートナーと信頼関係を築くための短いスモールトークを練習してみましょう。
[Tips / 会話のヒント]
・Can you hear me clearly?
私の声はクリアに聞こえますか？
・How's your day going so far?
今日はどんな一日でしたか？
・Talk about one small topic (Work, Weather, News, Hometown, Sports event, etc.)
軽い話題について話しましょう（仕事、天気、ニュース、地元、スポーツイベントなど）
0-2 Introduction
In today’s lesson, we’ll learn about the following situation. Have you ever experienced something similar?
本日のレッスンでは以下のようなシチュエーションについて学びます。同様のシチュエーションを経験したことがありますか？
- If you have experience, please tell us what it was like, what was difficult, or what you learned.
経験があれば、どんな内容だったか、難しかったことや学んだことなどを教えて下さい。
- If you don’t have experience, try to imagine yourself handling that situation in English.
What do you think would be challenging?
経験がなければ、英語でその状況に対応しているところを想像してみましょう。どんなことが難しそうですか？
Situation / シチュエーション
A foreign employee wanting to understand Japan's pension system is requesting detailed explanation including retirement benefits.
日本の年金制度について理解を深めたい外国人社員が退職金制度を含む詳細な説明を求める場面です。
1. Read (2 min)｜型を学ぶ
Let's read the following key sentences aloud!
下記の文章や単語を順番に音読しましょう！
1-1 Basic phrases
１．Let me explain the three main parts...（主に3つの部分について説明させてください...）
２．I can prepare a detailed estimate based on...（...に基づいて詳細な見積もりを準備できます）
３．Our retirement allowance is calculated based on...（当社の退職金は...に基づいて計算されます）
４．This helps you meet the minimum...（これにより最低...を満たすことができます）
５．I will prepare a comprehensive guide that includes...（...を含む包括的なガイドを準備します）
６．You should receive it by...（...までにお渡しできるはずです）
７．I appreciate your detailed explanation...（詳細な説明に感謝します...）
1-2 Essential words
１．explain（説明する）
２．contribute（納付する）
３．receive（受け取る）
４．provide（支給する）
５．prepare（準備する）
６．calculate（計算する）
７．include（含む）
８．review（確認する）
９．appreciate（感謝する）
１０．detailed（詳細な）
2. Try (3 min)｜ロールプレイ練習
Let’s practice the role-play.
ロールプレイの練習をしましょう！
Situation / シチュエーション（Reference again）
A foreign employee wanting to understand Japan's pension system is requesting detailed explanation including retirement benefits.
日本の年金制度について理解を深めたい外国人社員が退職金制度を含む詳細な説明を求める場面です。
👨💼【Teacher / Foreign Employee】:
Hello, I'd like to understand Japan's pension system better. Could you explain the retirement benefits and pension structure in detail?
（こんにちは、日本の年金制度についてもっと理解を深めたいのですが。退職金と年金の仕組みについて詳しく説明していただけますか？）
🧑🎓【Student / HR Specialist】:
Of course. Let me explain the three main parts. First, all residents pay into the National Pension. Second, company employees also contribute to the Employees' Pension Insurance. Third, our company offers a corporate pension plan as an additional benefit.
（もちろんです。主に3つの部分について説明させてください。まず、すべての居住者が国民年金に加入します。次に、会社員は厚生年金保険にも加入します。第三に、当社は追加の福利厚生として企業年金制度を提供しています。）
👨💼【Teacher / Foreign Employee】:
I see. How much will I receive from each pension when I retire? I need to plan my future life carefully.
（なるほど。退職時にそれぞれの年金からいくら受け取れるのでしょうか？将来の生活設計を慎重に計画する必要があります。）
🧑🎓【Student / HR Specialist】:
The National Pension provides around 780 thousand JPY per year if you contribute for 40 years. The Employees' Pension depends on your salary and years of service. Our corporate pension adds approximately 200 thousand JPY annually. I can prepare a detailed estimate based on your current salary and expected years of service.
（国民年金は40年間納付すると年間約78万円を支給します。厚生年金はあなたの給与と勤続年数によって決まります。当社の企業年金は年間約20万円を追加します。現在の給与と予想勤続年数に基づいて詳細な見積もりを準備できます。）
👨💼【Teacher / Foreign Employee】:
That's helpful. What about the retirement allowance? Also, I worked in my home country before coming to Japan. Will that affect my pension?
（それは助かります。退職金についてはどうでしょうか？また、日本に来る前に母国で働いていました。それは年金に影響しますか？）
🧑🎓【Student / HR Specialist】:
Our retirement allowance is calculated based on your final salary and years of service. For example, after 10 years, you would receive approximately 5 months of your final salary. Regarding your work abroad, Japan has social security agreements with 23 countries. If your country is included, your contribution periods can be combined. This helps you meet the minimum 10 years required to receive the National Pension.
（当社の退職金は最終給与と勤続年数に基づいて計算されます。例えば、10年後には最終給与の約5か月分を受け取ることになります。海外での勤務については、日本は23か国と社会保障協定を結んでいます。あなたの国が含まれていれば、納付期間を合算できます。これにより国民年金を受給するために必要な最低10年間を満たすことができます。）
👨💼【Teacher / Foreign Employee】:
Excellent. Could you provide me with a document that shows all this information? I want to review it carefully and discuss it with my family.
（素晴らしいです。この情報をすべて記載した資料を提供していただけますか？慎重に確認して家族と相談したいと思います。）
🧑🎓【Student / HR Specialist】:
Absolutely. I will prepare a comprehensive guide in English that includes pension calculations, retirement allowance details, and information about international agreements. I'll also include contact information for the Japan Pension Service if you need further assistance. You should receive it by the end of this week.
（もちろんです。年金計算、退職金の詳細、国際協定に関する情報を含む包括的なガイドを英語で準備します。さらにサポートが必要な場合に備えて、日本年金機構の連絡先も記載します。今週末までにお渡しできるはずです。）
👨💼【Teacher / Foreign Employee】:
Thank you so much. This really helps me understand my future financial situation. I appreciate your detailed explanation.
（本当にありがとうございます。これで将来の経済状況を理解することができます。詳細な説明に感謝します。）
3. Use (4 min)｜ロールプレイ & 実践（空欄補完）
Let's perform the role-play and fill in the blanks by translating the Japanese into English!
空欄の日本語を英語に訳しながら、ロールプレイを実践してみましょう！
Situation / シチュエーション（Reference again）
A foreign employee wanting to understand Japan's pension system is requesting detailed explanation including retirement benefits.
日本の年金制度について理解を深めたい外国人社員が退職金制度を含む詳細な説明を求める場面です。
👨💼【Teacher / Foreign Employee】:
Hello, I'd like to understand Japan's pension system better. Could you explain the retirement benefits and pension structure in detail?
🧑🎓【Student / HR Specialist】:
Of course. Let me ［説明する］ the three main parts. First, all residents pay into the National Pension. Second, company employees also ［納付する］ to the Employees' Pension Insurance. Third, our company offers a corporate pension plan as an additional benefit.
👨💼【Teacher / Foreign Employee】:
I see. How much will I receive from each pension when I retire? I need to plan my future life carefully.
🧑🎓【Student / HR Specialist】:
The National Pension ［支給する］s around 780 thousand JPY per year if you ［納付する］ for 40 years. The Employees' Pension depends on your salary and years of service. Our corporate pension adds approximately 200 thousand JPY annually. I can ［準備する］ a ［詳細な］ estimate based on your current salary and expected years of service.
👨💼【Teacher / Foreign Employee】:
That's helpful. What about the retirement allowance? Also, I worked in my home country before coming to Japan. Will that affect my pension?
🧑🎓【Student / HR Specialist】:
Our retirement allowance is ［計算する］d based on your final salary and years of service. For example, after 10 years, you would ［受け取る］ approximately 5 months of your final salary. Regarding your work abroad, Japan has social security agreements with 23 countries. If your country is ［含む］d, your contribution periods can be combined. This helps you meet the minimum 10 years required to ［受け取る］ the National Pension.
👨💼【Teacher / Foreign Employee】:
Excellent. Could you provide me with a document that shows all this information? I want to review it carefully and discuss it with my family.
🧑🎓【Student / HR Specialist】:
Absolutely. I will ［準備する］ a comprehensive guide in English that ［含む］s pension calculations, retirement allowance details, and information about international agreements. I'll also ［含む］ contact information for the Japan Pension Service if you need further assistance. You should ［受け取る］ it by the end of this week.
👨💼【Teacher / Foreign Employee】:
Thank you so much. This really helps me understand my future financial situation. I appreciate your detailed explanation.
4. Challenge (7 min)｜応用実践
Let's perform the role-play and fill in the blanks by translating the Japanese into English!
空欄の日本語を英語に訳しながら、ロールプレイを実践してみましょう！
*Let's practice this part repeatedly until we can speak it smoothly.
このパートはスムーズにスピーキングできるようになるまで繰り返し練習しましょう。
Situation / シチュエーション（Reference again）
A foreign employee wanting to understand Japan's pension system is requesting detailed explanation including retirement benefits.
日本の年金制度について理解を深めたい外国人社員が退職金制度を含む詳細な説明を求める場面です。
👨💼【Teacher / Foreign Employee】:
Hello, I'd like to understand Japan's pension system better. Could you explain the retirement benefits and pension structure in detail?
🧑🎓【Student / HR Specialist】:
Of course. ［主に3つの部分について説明させてください。］ First, all residents pay into the National Pension. Second, company employees also contribute to the Employees' Pension Insurance. Third, our company offers a corporate pension plan as an additional benefit.
👨💼【Teacher / Foreign Employee】:
I see. How much will I receive from each pension when I retire? I need to plan my future life carefully.
🧑🎓【Student / HR Specialist】:
The National Pension provides around 780 thousand JPY per year if you contribute for 40 years. The Employees' Pension depends on your salary and years of service. Our corporate pension adds approximately 200 thousand JPY annually. ［現在の給与と予想勤続年数に基づいて詳細な見積もりを準備できます。］
👨💼【Teacher / Foreign Employee】:
That's helpful. What about the retirement allowance? Also, I worked in my home country before coming to Japan. Will that affect my pension?
🧑🎓【Student / HR Specialist】:
［当社の退職金は最終給与と勤続年数に基づいて計算されます。］ For example, after 10 years, you would receive approximately 5 months of your final salary. Regarding your work abroad, Japan has social security agreements with 23 countries. If your country is included, your contribution periods can be combined. ［これにより国民年金を受給するために必要な最低10年間を満たすことができます。］
👨💼【Teacher / Foreign Employee】:
Excellent. Could you provide me with a document that shows all this information? I want to review it carefully and discuss it with my family.
🧑🎓【Student / HR Specialist】:
Absolutely. I will prepare a comprehensive guide in English that includes pension calculations, retirement allowance details, and information about international agreements. I'll also include contact information for the Japan Pension Service if you need further assistance. You should receive it by the end of this week.
👨💼【Teacher / Foreign Employee】:
Thank you so much. This really helps me understand my future financial situation. I appreciate your detailed explanation.
\ If you have some extra capacity, give it a try（余力があればやってみましょう）/
5. Real-world application (5 min)｜実務応用
Let's speak freely with the phrases and flow we learned today. If you can, imagine your real job—it makes practice more effective.
本日学習した単語やフレーズ、会話の流れを思い出しながら、自由に話してみましょう。可能であれば、自身の実務を想像しながら話すと効果的です。
Situation / シチュエーション
A foreign employee wants to understand Japan's pension system and retirement benefits in detail.
The HR specialist needs to explain the National Pension, Employees' Pension Insurance, corporate pension, retirement allowance, and international social security agreements clearly.
外国人社員が日本の年金制度と退職金制度について詳しく理解したいと考えている。
人事担当者は国民年金、厚生年金保険、企業年金、退職金制度、国際社会保障協定について分かりやすく説明する必要がある。
👨💼【Teacher / Foreign Employee】:
I'd like to understand how the Japanese pension system works for my future planning. Could you explain the different types of pensions and retirement benefits?
（将来設計のために日本の年金制度がどのように機能するか理解したいのですが。さまざまな種類の年金と退職金について説明していただけますか？）
🧑🎓【Student / Your Role】:
(Free Speaking based on today's lesson)
Hints / ヒント
１．Explain the pension structure（年金の仕組みを説明する）
２．Provide pension amount estimates（年金額の見積もりを提供する）
３．Describe the retirement allowance calculation（退職金の計算方法を述べる）
４．Mention international pension agreements（国際年金協定について言及する）
※This is not a role-play. Please speak until you finish your thoughts.
このパートはロールプレイ形式ではありません。最後まで通して話してみましょう。
6. Wrap-up (2 min) ｜レッスンの振り返り
Let's review today's lesson with your teacher!
今日のレッスンについて講師と振り返ってみましょう！
6-1 Comments from student
・Good points / 良かったところ・上手くできたところ
・Things to work on / 今後強化したいところ
6-2 Feedback from teacher
・Good points / 良かった点
・Things to work on / 今後の強化ポイント
・What to review / 復習ポイント
*6-3 Questions from student (if any)
Japanese translation（日本語訳）
1. Read (2min)（型を学ぶ）｜基本フレーズ
2. Try (4min)（ロールプレイ練習）｜型を使った練習
Let’s practice the role-play.
ロールプレイの練習をしましょう！
3. Use (7min)｜応用
Let’s perform the role-play and filling in the missing English!
英語を補完しながら、ロールプレイを実践してみましょう！
4. Challenge (7min)｜実践
Let’s perform the role-play and filling in the missing English!
英語を補完しながら、ロールプレイを実践してみましょう！
5. Wrap-up (3min) – レッスンの振り返り
"Let’s review today’s lesson with your teacher!”
「今日のレッスンについて講師と振り返ってみましょう！」
5-1. Comments from Student
- Good points / 良かったところ・上手くできたところ
- Things to work on / 今後強化したいところ
5-2. Feedback from Teacher
- Good points / 良かった点
- Things to work on / 今後の強化ポイント
- What to review / 復習ポイント
5-3. Question from Students (If any)